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Old 05-14-2013, 11:17 AM
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DarthRam DarthRam is offline
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Join Date: Apr 2013
Location: Duluth MN
Age: 43
Posts: 1,786
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Vehicle: 2013 Ram 1500 Quad Cab 4x4
Trim Level: Sport
Color: Black
Engine: 2013-20?? 345ci (5.7L) Hemi V8 395hp 410lb/ft
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Default When looking at new trucks, don't forget...

...to check how much your insurance will be!!

I contacted my insurance company (Allstate) with the exact VIN of the truck I was looking at. They quoted me a whopping $200 (With a $1000 deductible.) per month! I had been with them for almost ten years. I had my house insurance with them. I have had (As my new agent at State Farm put it "squeaky clean") no violations on my record, ever.

When I balked at the price they did the "We'll see what we can do." They came back with a $146 quote. Why the hell didn't you say that at first? Not that it was all that better

So I told Allstate to put insurance on the new truck when I bought it since I was driving 3 hours with the new truck to bring it home.

The next day I went shopping for insurance. State Farm quoted me $66 (With only a $500 deductible.) a month for the truck and they shaved $10 a month off my house insurance. So, I had to cough up another $400 for first month, last month etc.

I couldn't believe the almost $140 ($150 with house) a month savings State Farm had over Allstate.

Moral of the story is check with your insurance company and remember if you switch you will need the extra money for the new insurance company.
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