just did an online insurance search for lowest rates I can get.. $274 a month.. I am paying $200 a month right now because I am grouped with my parents insurance. What else would be expected for a 21 year old with a 08 4x4 and a speeding ticket for 15km over.. On a 100km major highway. That is also with roadside assistance and a 2 way alarm system with a killswitch installed professionally too.
I think the cheapest vehicle when I was searching around last year for me was a 98 Chev 2500 4x4 reg cab long box.. Still a bit over 200 a month.