That is definitely a paint adhesion problem not caused by outside damage. Its normal to get chips. And likely that started as a chip BUT they should not peel from the chips. That is an adhesion problem. I've been in the body / paint business for 25ish years. I've seen it once or twice
Avoid bugs from hitting your front bumper. That's a classic. LOL. Man some dealers have some real dumb ass's working for them.