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Old 08-26-2013, 08:50 PM
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Arth Arth is offline
Dodge Ram Forum Member


 
Join Date: Jan 2012
Location: North Carolina
Posts: 3,132
Gender: Male
Vehicle: 2013 Ram 1500 Crew Cab 4x4
Trim Level: Laramie
Color: Mineral Gray Metallic
Engine: 2013-20?? 345ci (5.7L) Hemi V8 395hp 410lb/ft
Rep Power: 8
Rep:2008
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Well I guess all things happen for a reason.

I was sitting there in the office about to start signing paperwork when my gut told me something wasn't right about all of this. So I put the brakes on everything and started to redo some of the numbers on my truck.

Anyways at the end of the day because of the age of the 04 it was actually going to be a much worse outcome for me in the long run to buy it (rather them pay me to drive it off). Basically the amount I was going to refinance at a higher rate would have killed any reason for me to sell my current one even though the payment was lower. According to the bank my credit score is super it's just the trucks age that is the only factory for the high interest rate.

So after a few hours of hashing things out with numbers on my truck, the loan, payments, and amount I have paid so far, it made more sense to keep my orange truck.

Honestly I am in limbo.. my head hurts from all of this crap but hopefully I am making the right choice. At the end of the day at least I still have a reliable truck.
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