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Old 12-19-2011, 06:00 PM
TWFLA TWFLA is offline
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Join Date: Dec 2011
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Vehicle: 2011 Ram Laramie
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A simple financing trick I use is that I get pre-approved by my bank (a Credit Union actually) and do not tell the salesman until the very last minute. This way I always negotiate the out the door figure instead of the payments. I have done this with 2 other vehicles and I always get a better deal than their able to give and I get a better interest rate at the CU anyway. Negotiating monthly payments is how they get you. I know I used to sell cars at a dealership and this was always the preferred way for them.

Last edited by TWFLA; 12-19-2011 at 06:01 PM. Reason: Typo
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