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  #1  
Old 03-05-2013, 09:05 PM
finsup finsup is offline
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Any one have a low cost alternative to Allstate. There bangin me over the head. Upped my insurance, says the Outdoorsman Edition cost $300 more a year to insure than the Longhorn or Bighorn?
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Old 03-05-2013, 09:23 PM
gunner01 gunner01 is offline
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I have allstate too, I have a big horn but im 18 years old so I pay a rediculus amount with any insurance company
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Old 03-05-2013, 09:40 PM
crabjoe crabjoe is offline
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Just shop it yourself, what worked for some of us, might not be the same for you... But here's a bit of info from my past experience with Allstate.. Years ago when I 1st shopped for insurance, I contacted 3 different Allstate agents. I got 3 different prices for the exact same coverage. It's a case of how much commission a given agent wanted to make. So in your case, your agent might be looking for a fatter commission check from you.

BTW, in most states, you can contact your State's insurance commissioner to see what a given insurers rates are.
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Old 03-05-2013, 09:47 PM
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Go to a insurance broker that has a choice of insurance companies

look at the ratings of different companies
http://money.msn.com/auto-insurance/...companies.aspx
or
go online to Progressive Insurance & AAA insurance

http://www.ny.aaa.com/insurance/auto...y.xml&SrcID=81

https://www.progressive.com/contact-us.aspx
you can do it yourself online or go through a broker & pay the extra fees


out here you have to have full coverage insurance If you are still making payments on the vehicle
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Last edited by GTyankee; 03-05-2013 at 09:56 PM.
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Old 03-05-2013, 09:50 PM
deathwarden5 deathwarden5 is offline
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I went in yesterday to cancel my insurance on my BMW that I just sold this weekend. Got a quote for my truck (even through it's probably still 2 months away from arriving). And Allstate (who I've been with since I started driving 5 years ago), beat everybody else by $100 a month, with same deductibles and better coverage.
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Old 03-05-2013, 10:23 PM
Red devil Red devil is offline
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I got allstate myself and have yet to find anyone else come close to their rates. I've had them for about 5yrs now and have my bike,truck and home through them. I call around for quotes about every 6 months to just make sure what's out there, and I constantly get "we can't come close". I would recommend calling other allstate agents and see what they offer you. FYI my premium only went up $144 a year...'10 jeep wrangler 2 dr "mountain edition" to a '13 cc Laramie.
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Old 03-05-2013, 10:27 PM
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I have really good luck and pricing with progressive. Get a quote online, because progressive direct is cheaper then progressive through an agent.
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Old 03-05-2013, 10:49 PM
lstess2 lstess2 is offline
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in the midwest we seem to have good luck with State Farm. My yearly Premium only goes up $30 to my 2013 Hemi from my 2008 GMC 1500. I thought that was cheap enough.
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Old 03-05-2013, 11:04 PM
BCRAM BCRAM is offline
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Don't have a direct answer for the OP but I am curious as to what the insurance rates are in other Canadian Provinces and US states.

On my 2012 QC 4x4 Ram, I payed $1680.00 this year for insurance. This cost is after a 43% safe driver discount (20+ years), anti-theft device discounts etc.

Coverage includes:

Full collision ($300.00 deductible)

Comprehensive coverage ($300.00 deductible): theft, weather related: lightning, windstorm, hail, rising water and fire

3 million liability

Roadstar Package which covers:

- Rental Vehicle coverage—protects you when you're renting a vehicle or using a courtesy car.

- Loss of Use coverage—get a rental vehicle or reimbursement for replacement transportation when your vehicle is getting repaired or until the claim is settled.

- Vehicle Travel Protection—for business trips and vacations.

- Lock Re-Keying—to replace your stolen keys or remote keyless-entry transmitter.
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Old 03-05-2013, 11:05 PM
T48 T48 is offline
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State Farm & Country Insurance is all I have had.
Grew up around farmers & agents can definitely make a difference when you need them.
Maybe look into them, just skip Progressive & Geico,
Cannot wait until their advertising budgets are shut off!
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