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  #11  
Old 03-06-2013, 08:59 AM
rdsabin rdsabin is offline
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State Farm here, house, truck, super bee, avalanche, travel trailer, flat bed trailer. Very reasonable. If you have more than one vehicle and don't drive it more than 7500 miles a year that one is very cheap..
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  #12  
Old 03-06-2013, 01:11 PM
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USAA is who I have and have been told we can't go that low on it better stick with what you have.
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  #13  
Old 03-06-2013, 01:29 PM
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Quote:
Originally Posted by T48 View Post
State Farm & Country Insurance is all I have had.
Grew up around farmers & agents can definitely make a difference when you need them.
Maybe look into them, just skip Progressive & Geico,
Cannot wait until their advertising budgets are shut off!
Never had experience with Geico but why skip Progressive? I have had motorcycles and cars with them and not only has their rates beat other rates I have received, butI have always received good customer service with Progressive.
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  #14  
Old 03-06-2013, 02:57 PM
turbosporsche turbosporsche is offline
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progessive geico allstate are all company's that allow state minimum policy's. Those companys will typically insure anyone with any type of record. I use Amica I pay 1100 full coverage 250/500 k limits with 500 deduct. But then again I never had a ticket nor accident. Amica is a comp that will not insur under 25 age or a bad record.

Also insurance premiums go by your driving record/ credit score / area u live in and vehicle cost to replacement. and how much damage your vehicle will do if you crash

Examples

25m on a motorcycle will pay less than someone driving an old box truck
or an older male with bad credit typically will be in an accident

its all a numbers game with insurance. They have a formula they use.
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  #15  
Old 03-06-2013, 03:49 PM
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Quote:
Originally Posted by turbosporsche View Post
progessive geico allstate are all company's that allow state minimum policy's. Those companys will typically insure anyone with any type of record. I use Amica I pay 1100 full coverage 250/500 k limits with 500 deduct. But then again I never had a ticket nor accident. Amica is a comp that will not insur under 25 age or a bad record.

Also insurance premiums go by your driving record/ credit score / area u live in and vehicle cost to replacement. and how much damage your vehicle will do if you crash

Examples

25m on a motorcycle will pay less than someone driving an old box truck
or an older male with bad credit typically will be in an accident

its all a numbers game with insurance. They have a formula they use.
The premium you pay, is that for 6-months or 1 year?
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  #16  
Old 03-06-2013, 03:57 PM
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Unfairkickazz93 Unfairkickazz93 is offline
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I have AutoOwners insurance and I pay ~1100 a year for full coveerage and a 250 deductable. I am 19, with 0 tickets and 1 accident(slippery roads are not good :/). I would expect someone older would be able to have a better rate than me.
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  #17  
Old 03-06-2013, 11:03 PM
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reigirl reigirl is offline
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I have USAA Insurance and I pay $937.57 a year for full coverage and a $250 deductible.

Yes, I realize that not everyone can get USAA, but if you have ever served or had a family member that has, it might be worth looking into.
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  #18  
Old 03-07-2013, 09:16 AM
turbosporsche turbosporsche is offline
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Quote:
Originally Posted by Hermes1 View Post
The premium you pay, is that for 6-months or 1 year?
thats for 1 year
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  #19  
Old 03-07-2013, 09:19 AM
turbosporsche turbosporsche is offline
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when I talk to some of my friends and they tell me what they pay I throw up. I have friends that pay anywhere between 2000-3500 a year for a 12-13 ram.

My wife has a 2012 cayanne s and we pay 1350 on that a year.
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  #20  
Old 03-07-2013, 09:38 AM
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I've had Geico...forever. Very happy with them. On my new Ram $110.00 a month. There customer service is very good.
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