DODGE RAM FORUM - Ram Forums and Owners Club! - Dodge Truck Forum

Go Back   DODGE RAM FORUM - Ram Forums and Owners Club! - Dodge Truck Forum > Dodge Ram Forum - General Discussion > 2013 Dodge Ram Forum
Register Advertising Gallery FAQ Members List Calendar Search Today's Posts Mark Forums Read


Notices

2013 Dodge Ram Forum For specific discussion of the 2013 Dodge Ram!


Latest Vendor News
AutoAnything
Addictive Desert Designs!
Bayou Goat Mounts

Reply
 
Thread Tools
  #11  
Old 03-06-2013, 07:59 AM
rdsabin rdsabin is offline
Dodge Ram Forum Senior Member
 
Join Date: Jan 2010
Location: Southern MN
Age: 61
Posts: 666
Gender: Male
Vehicle: 2012 Sport Reg Cab 4x4
Trim Level: Sport Reg Cab
Color: Mineral Gray Metallic
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 6
Rep:186
rdsabin has a spectacular aura aboutrdsabin has a spectacular aura about
Default

State Farm here, house, truck, super bee, avalanche, travel trailer, flat bed trailer. Very reasonable. If you have more than one vehicle and don't drive it more than 7500 miles a year that one is very cheap..
__________________
2012 DodgeRam 1500 4x4, 20% Tint, Running Boards, Class IV Hitch, 14" Win Muffler, Catch-Can, Tow-Hooks, LED Tailgate Bar
2008 Dodge Supe Bee, Catch Can, Backup Camera, 20% Tint all windows, CAI, AFE Filter
Reply With Quote
  #12  
Old 03-06-2013, 12:11 PM
plumcrazy73's Avatar
plumcrazy73 plumcrazy73 is offline
Dodge Ram Forum Senior Member
 
Join Date: Feb 2010
Location: Fort Benning Ga Area
Posts: 587
Gender: Male
Vehicle: 2013 Ram 1500 2WD Crew Cab
Trim Level: SLT w/Big Horn EQ GP
Color: True Blue Pearl
Engine: 2013-20?? 220ci (3.6L) Pentastar 305hp 269lb/ft
Rep Power: 6
Rep:119
plumcrazy73 will become famous soon enoughplumcrazy73 will become famous soon enough
Default

USAA is who I have and have been told we can't go that low on it better stick with what you have.
Reply With Quote
  #13  
Old 03-06-2013, 12:29 PM
Hermes1 Hermes1 is offline
Dodge Ram Forum Senior Member
 
Join Date: Jan 2013
Location: USA
Posts: 2,685
Gender: Male
Vehicle: 2015 Big Horn 3500 Cummins TD
Rep Power: 9
Rep:2559
Hermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond repute
Default

Quote:
Originally Posted by T48 View Post
State Farm & Country Insurance is all I have had.
Grew up around farmers & agents can definitely make a difference when you need them.
Maybe look into them, just skip Progressive & Geico,
Cannot wait until their advertising budgets are shut off!
Never had experience with Geico but why skip Progressive? I have had motorcycles and cars with them and not only has their rates beat other rates I have received, butI have always received good customer service with Progressive.
Reply With Quote
  #14  
Old 03-06-2013, 01:57 PM
turbosporsche turbosporsche is offline
Dodge Ram Forum Newcomer
 
Join Date: Feb 2013
Location: Shelton,ct
Age: 34
Posts: 28
Gender: Male
Vehicle: 2013 ram 4x4 Express
Trim Level: express
Color: Blue
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 0
Rep:10
turbosporsche is on a distinguished road
Default

progessive geico allstate are all company's that allow state minimum policy's. Those companys will typically insure anyone with any type of record. I use Amica I pay 1100 full coverage 250/500 k limits with 500 deduct. But then again I never had a ticket nor accident. Amica is a comp that will not insur under 25 age or a bad record.

Also insurance premiums go by your driving record/ credit score / area u live in and vehicle cost to replacement. and how much damage your vehicle will do if you crash

Examples

25m on a motorcycle will pay less than someone driving an old box truck
or an older male with bad credit typically will be in an accident

its all a numbers game with insurance. They have a formula they use.
Reply With Quote
  #15  
Old 03-06-2013, 02:49 PM
Hermes1 Hermes1 is offline
Dodge Ram Forum Senior Member
 
Join Date: Jan 2013
Location: USA
Posts: 2,685
Gender: Male
Vehicle: 2015 Big Horn 3500 Cummins TD
Rep Power: 9
Rep:2559
Hermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond reputeHermes1 has a reputation beyond repute
Default

Quote:
Originally Posted by turbosporsche View Post
progessive geico allstate are all company's that allow state minimum policy's. Those companys will typically insure anyone with any type of record. I use Amica I pay 1100 full coverage 250/500 k limits with 500 deduct. But then again I never had a ticket nor accident. Amica is a comp that will not insur under 25 age or a bad record.

Also insurance premiums go by your driving record/ credit score / area u live in and vehicle cost to replacement. and how much damage your vehicle will do if you crash

Examples

25m on a motorcycle will pay less than someone driving an old box truck
or an older male with bad credit typically will be in an accident

its all a numbers game with insurance. They have a formula they use.
The premium you pay, is that for 6-months or 1 year?
Reply With Quote
  #16  
Old 03-06-2013, 02:57 PM
Unfairkickazz93's Avatar
Unfairkickazz93 Unfairkickazz93 is offline
Dodge Ram Forum Senior Member
 
Join Date: Dec 2011
Location: Fairbanks, AK/East Jordan, MI
Age: 22
Posts: 1,779
Gender: Male
Vehicle: 2012 Dodge Ram 1500 RCSB 4X4
Trim Level: Express
Color: Flame Red
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 4
Rep:173
Unfairkickazz93 has a spectacular aura aboutUnfairkickazz93 has a spectacular aura about
Default

I have AutoOwners insurance and I pay ~1100 a year for full coveerage and a 250 deductable. I am 19, with 0 tickets and 1 accident(slippery roads are not good :/). I would expect someone older would be able to have a better rate than me.
__________________
MODS- QTP Exhaust Cutout, ARH Long-tube Headers, HornBlasters Train Horn, HemiFever Tuned, Linex bedliner, Painted mirrors and door handles, 14" magnaflow muffler, Cabin air filter, BakFlip G2 tonneau cover, Black 17" Sport Edition TK5 Wheels, K&N CAI, BT Catch can, 85mm Throttle body, Upper glovebox Mod, Recon Black Projector headlights, Retroshops- Tinted LED Tails including 3rd brake.
Reply With Quote
  #17  
Old 03-06-2013, 10:03 PM
reigirl's Avatar
reigirl reigirl is offline
Dodge Ram Forum Senior Member
 
Join Date: Dec 2012
Location: Texas
Posts: 105
Gender: Female
Vehicle: 2013 Ram 1500 Outdoorsman
Color: Maximum Steel Metalic
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 0
Rep:23
reigirl is on a distinguished road
Default

I have USAA Insurance and I pay $937.57 a year for full coverage and a $250 deductible.

Yes, I realize that not everyone can get USAA, but if you have ever served or had a family member that has, it might be worth looking into.
__________________
I went to war for my country, and now you still have the right to tell me how wrong I was to do so.
Reply With Quote
  #18  
Old 03-07-2013, 08:16 AM
turbosporsche turbosporsche is offline
Dodge Ram Forum Newcomer
 
Join Date: Feb 2013
Location: Shelton,ct
Age: 34
Posts: 28
Gender: Male
Vehicle: 2013 ram 4x4 Express
Trim Level: express
Color: Blue
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 0
Rep:10
turbosporsche is on a distinguished road
Default

Quote:
Originally Posted by Hermes1 View Post
The premium you pay, is that for 6-months or 1 year?
thats for 1 year
Reply With Quote
  #19  
Old 03-07-2013, 08:19 AM
turbosporsche turbosporsche is offline
Dodge Ram Forum Newcomer
 
Join Date: Feb 2013
Location: Shelton,ct
Age: 34
Posts: 28
Gender: Male
Vehicle: 2013 ram 4x4 Express
Trim Level: express
Color: Blue
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 0
Rep:10
turbosporsche is on a distinguished road
Default

when I talk to some of my friends and they tell me what they pay I throw up. I have friends that pay anywhere between 2000-3500 a year for a 12-13 ram.

My wife has a 2012 cayanne s and we pay 1350 on that a year.
Reply With Quote
  #20  
Old 03-07-2013, 08:38 AM
05cr125r's Avatar
05cr125r 05cr125r is offline
Dodge Ram Forum Senior Member
 
Join Date: Feb 2012
Location: Washington
Age: 45
Posts: 1,350
Gender: Male
Vehicle: 2012 Big Horn QC
Trim Level: Big Horn 4x4
Color: Bright Silver Metallic
Engine: 2009-2012 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 4
Rep:116
05cr125r will become famous soon enough05cr125r will become famous soon enough
Default

I've had Geico...forever. Very happy with them. On my new Ram $110.00 a month. There customer service is very good.
__________________
Mods; Line X, Bilsteins set at 2.1, Magnaflow 18", Debadged , Cool White LED Interior, LED license plate, Cool White LED reverse, Fronts tinted 20 %, Stubby Antenna,AVS WindowVisors, Black Honeycomb Grille Insert, Green Performance Air Filter
Reply With Quote
Reply

Bookmarks

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


Advertisement






All times are GMT -4. The time now is 12:47 AM.


= Copyright RamForumZ.com a Gigathreads.com Network Site =Ad Management by RedTyger
Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2015, vBulletin Solutions, Inc.
vB.Sponsors