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  #11  
Old 05-14-2013, 06:49 PM
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Originally Posted by RAM EM View Post
OP, I've been with allstate about the same amount of time, similar driving record, same age, and I pay less than $80 a month for my '12 qc. Thats odd it was so much more. Is it location? 4wd. vs. 2wd? Dunno.
They couldn't give me an answer. My new insurance agent had no idea either. She couldn't believe the price difference. For my 2000 Ram 1500 I was paying $48 a month for liability.
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  #12  
Old 05-14-2013, 06:55 PM
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I pay $160 for my 2011 ram sport, and my other vehicle. And I'm 23.
Except I just go a 19mph ticket last weekend so im scared to see... ha
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  #13  
Old 05-14-2013, 09:31 PM
benefactr benefactr is offline
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I thought trucks had lower insurance rates then cars due to safety and such. I pay 130 bucks for both my truck and my little car. I used to have Allstate until they screwed me now I have statefarm also.
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  #14  
Old 05-14-2013, 10:24 PM
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I switch ins every couple years between usaa and geico. I always get the this is the best I can give ya so I move on. Just switched back to usaa when I got the new truck. Renters and truck ins $140
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  #15  
Old 05-15-2013, 01:39 AM
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just did an online insurance search for lowest rates I can get.. $274 a month.. I am paying $200 a month right now because I am grouped with my parents insurance. What else would be expected for a 21 year old with a 08 4x4 and a speeding ticket for 15km over.. On a 100km major highway. That is also with roadside assistance and a 2 way alarm system with a killswitch installed professionally too.

I think the cheapest vehicle when I was searching around last year for me was a 98 Chev 2500 4x4 reg cab long box.. Still a bit over 200 a month.
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  #16  
Old 05-15-2013, 01:40 AM
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Originally Posted by benefactr View Post
I thought trucks had lower insurance rates then cars due to safety and such. I pay 130 bucks for both my truck and my little car. I used to have Allstate until they screwed me now I have statefarm also.
For me to drive a little car like a stupid civic.. The insurance would be more then the vehicle per year.
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  #17  
Old 05-15-2013, 09:25 AM
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i saved money on my insurance converting from my '11 Ranger 2wd to my '11 Ram 4x4
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  #18  
Old 05-16-2013, 01:52 PM
Charcoal07 Charcoal07 is offline
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I pay $110 full coverage on a 2007 quad cab 1500 --- 4x4....I know 4 wheel drive jacks up the price....people in 2wd tend to get in a lot less trouble.

I am 22 and have a speeding ticket a couple years ago for 18 over.....I feel like $110 is pretty fair considering. State Farm. I am coupled onto my parents even though I haven't lived with them in years.....Only saves me 210 a year, but i'll take it.
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  #19  
Old 05-16-2013, 02:03 PM
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sate farm too. quote for a 2012 was 725 every 6 months, 500 deductible and included GAP insurance. my 02 was gonna be 500 every 6 but i decided to go with liability instead for 207 every 6 months. my car is 137 every 6, liability
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  #20  
Old 05-16-2013, 02:06 PM
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For full coverage for both of us on our ’13 Ram & ’06 Altima, in addition to full classic coverage on my ’67 Bronco ($20k coverage) & ’67 Camaro ($30k coverage) we pay $110/month total. Our deductibles are really high at $1,000 but I figure if we are at fault we deserve the punishment. LOL
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