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  #21  
Old 08-15-2013, 07:35 AM
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JWM59 JWM59 is offline
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So whats the scoop! Is there a new Ram in your driveway?
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  #22  
Old 08-15-2013, 09:44 AM
Spike Spike is offline
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Quote:
Originally Posted by RAWRAMZ View Post
Would like everyones input on my potential truck. Signed papers on it yesterday afternoon, and feeling jipped by my dealer. I have yet to take delivery since the papers were overnighted to my cosigner. Anyways I had a 2012 ecoboost, which was becoming problematic and getting poor mpg. owed 22,800 on ecoboost they offered 25,500 for the trade in value at RAM. That left me with 2,700 of equity. The truck comes with the following:
2013 RAM BIGHORN 1500
5.7L V8, 8SPEED TRANNY, 3.55 GEARS
PREM BUCKET SEATS 26Z PACKAGE
ANTI SPIN DIFF
UCONNECT 8.4
RAM BOXES
TRAILER BREAK CONTROL
BED LINER
CHROME TUBE STEP BOARDS
60R20 ALL SEASON TIRES
ADDING LEATHER FOR 1,400
MSRP WITH LEATHER IS 40,070 BEFORE 38,670
TTL WAS AT 34,400 WALKED OUT WITH GAP INS AND TOTAL WAS 35.

FEELING LIKE FOR THAT PRICE I COULD HAVE DONE BETTER? SHOULD I TAKE DELIVERY
It is probalby too late but bought the exact same truck, minus the steps and leather and paid $33,200 plus TTL, the sticker was $44k.
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  #23  
Old 08-15-2013, 09:56 AM
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I think you made a better decision because leather in Texas sucks in this heat. Steps you can always get better aftermarket. Just my two cents and big congratulations bud!
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  #24  
Old 08-15-2013, 02:32 PM
RAWRAMZ RAWRAMZ is offline
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Quote:
Originally Posted by JWM59 View Post
So whats the scoop! Is there a new Ram in your driveway?
Nope, still waiting.. was supposedly coming from Florida. He said the latest would be monday or tuesday.
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  #25  
Old 08-15-2013, 02:36 PM
RAWRAMZ RAWRAMZ is offline
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Quote:
Originally Posted by Gantman View Post
I think you made a better decision because leather in Texas sucks in this heat. Steps you can always get better aftermarket. Just my two cents and big congratulations bud!
Im getting the leather. The dealer has an aftermarket company that does leather for them down here and who is chrysler certified.
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  #26  
Old 08-15-2013, 11:35 PM
nastytls nastytls is offline
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Sorry, but I know exactly what GAP is and it's covered under my auto policy for a fraction of what the sheisters at the dealer want for it. So it's you that doesn't know what they are talking about. To the other twits that attacked me, maybe you should "STFU" until you've had a talk your auto policy supplier.

Quote:
Originally Posted by sailcat View Post
If you think GAP is a scam then you don't know what GAP is. GAP will cover the difference between what you owe and what the insurance will pay for a total write off. It can be one of the best insurances you can purchase.
GAP may not be for everybody. If you are financing most of the purchase or if you think the value of truck of the truck (anytime during the finance period) is less than what you owe, then GAP is for you. If for whatever reason the truck is written off and you owe more more than the insurance company will pay then you are on the hook for the balance and if the bank finds out the truck is totaled then they will demand the difference now. This amount could easily be several thousand to many thousand dollars.
And talking about insurance companies, in the last 10 years they have been paying less and less for write offs. They will use whatever valuation is the lowest at the time and no matter how much talking you do with them they will not increase the pay out.
You will normally pay around $600.00 for GAP but I have paid as low as $299.00 from the credit union I financed my last truck through. And that may be an option, if the dealer wants more that $600, talk to your bank and see if they offer it.
I had GAP on the last 2 trucks because I financed most of the vehicle. I do not have GAP on this truck because I put a substantial amount down.
GAP is a great investment if purchased for the right reasons.

Last edited by nastytls; 08-15-2013 at 11:40 PM.
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  #27  
Old 08-15-2013, 11:52 PM
nastytls nastytls is offline
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I will change this to say GAP "from the dealer" is a scam, which is how I should have worded it to begin with. The cost per month on your policy will never add up to the cost from the dealer, even if you finance for 7 yrs.


Quote:
Originally Posted by nastytls View Post
GAP is a scam and after my first car I've never bought it again. If they want to throw it in for free take it, but anything the "finance" guy try's to sell you after you've negotiated for the vehicle should be avoided! i.e. gap, tire ins., extended warranties etc....
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  #28  
Old 08-16-2013, 12:36 AM
PaulMys PaulMys is offline
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Quote:
Originally Posted by nastytls View Post
Sorry, but I know exactly what GAP is and it's covered under my auto policy for a fraction of what the sheisters at the dealer want for it. So it's you that doesn't know what they are talking about. To the other twits that attacked me, maybe you should "STFU" until you've had a talk your auto policy supplier.
Easy, kiddo. Kudos to you for clarification of your original post. You touched a nerve with some pretty knowledgeable members on this one, and we reacted accordingly. That being said, no personal offense is meant, and we certainly do not want to drive anyone away from this great forum.
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  #29  
Old 08-25-2013, 06:15 AM
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That's not bad my Sticker was $43k on my lone star which is a TX big horn. I didn't get the leather but most of the toys and paid $35 with a few aftermarket mods like a level and tint thrown in. Was a lot better than what my friend pains for his xlt f150 4x4 with less options and no where near as sexy.
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