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  #1  
Old 01-30-2014, 12:19 AM
billsmith billsmith is offline
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Default How to find loan rates from Chrysler Cap?

How do you find out the available loan rates from Chrysler capital? I did the application and am approved for big loan, but nothing tells me what the rate would be and I can't seem to find that information posted anywhere?

Any help much appreciated. Thanks
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Old 01-30-2014, 12:32 AM
crabjoe crabjoe is offline
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If it was done through the dealer, your dealer has gets a wholesale rate, which they can mark up. That's why you don't know the rate.

Depending on your credit profile and debt to income, you could go lower than 2% for even a 72 month loan... It might not be with Chrysler Cap, but they're out there.

Good Luck!!
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Old 01-30-2014, 12:53 AM
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nice rates, here is 3.99 for 5 years or lower and 4.29 for anything longer. same for everybody, no matter the credit score.
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Old 01-30-2014, 03:16 PM
jeepers94 jeepers94 is offline
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When I bought my truck last month,Chrysler Credit was 3.29%. I went through a different source at 1.6 % for 72 months.I do have a credit score of 840,so I did get a great rate. It seems Chrysler Credit does not pay as much attention to your score.I found out a friend with a score in the mid 6 hundreds got the same 3.29%.
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Old 01-30-2014, 05:28 PM
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Chrysler offered "cash back" option or a low APR of 3.99%

I have good credit and was approved for 2.99% through PNC Bank so I opted for the $3000 cash back option

You would have to sit down with the financial adviser to get some real numbers, but they usually don't let you do that at the dealership until you agree on a price with the salesman.
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Old 01-30-2014, 05:40 PM
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Yeah, definitely shop rates, especially with local credit unions.

I just refi'd my '11, with "marriage debt on divorced/single income" and got 2% for 60mo with a local cu.
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Old 02-02-2014, 04:09 PM
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I am currently looking at Chrysler Capital because you get additional 2k off if you buy Big horn or outdoorsman
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