Truck Insurance, how much are you paying? - Page 3 - DODGE RAM FORUM - Ram Forums & Owners Club! - Ram Truck Forum
DODGE RAM FORUM - Ram Forums & Owners Club! - Ram Truck Forum

Go Back   DODGE RAM FORUM - Ram Forums & Owners Club! - Ram Truck Forum > LD RAM - Ram 1500 Forum > LD RAM - General Discussion


Notices

LD RAM - General Discussion RAM 1500 General Chat. Please post your tech questions in the HELP Zone!


Vendor Highlight! - Check these guys out for great deals on Parts and Accessories!
Reply
 
Thread Tools
  #21  
Old 09-03-2012, 12:22 PM
99gp's Avatar
99gp 99gp is offline
Dodge Ram Forum Senior Member
 
Join Date: May 2012
Posts: 1,520
Gender: Male
Vehicle: 2004 Dodge Ram 1500
Trim Level: SLT
Color: Black
Engine: 2003-2008 345ci (5.7L) Hemi V8 345hp 375lb/ft
Rep Power: 6
Rep:155
99gp has a spectacular aura about99gp has a spectacular aura about
Default

I am 22, no tickets, no accidents. I pay like 130 a month with progressive
Reply With Quote
Sponsored Links
Advertisement
 
  #22  
Old 09-03-2012, 01:11 PM
Dancianne's Avatar
Dancianne Dancianne is offline
Dodge Ram Forum Senior Member
 
Join Date: Sep 2011
Location: Greenville, SC
Posts: 236
Gender: Female
Vehicle: 2011 Dodge Ram, Quad Cab
Trim Level: ST with combo packag
Color: white
Rep Power: 7
Rep:136
Dancianne will become famous soon enoughDancianne will become famous soon enough
Default

Quote:
Originally Posted by Bikenut View Post
It depends A LOT on where you live too.

My truck is part of an umbrella policy but individually it's about $80/month for 100/300 and $500 deductible. It's listed as a 'pleasure vehicle' meaning I don't generally use it to commute or for business use which is true.
.................................................. .................................................. ....
Same coverage/conditions except $950 deductable ($50 decreasing/year) in SC is $402/year (or $33.50 month) with "Hartford". No accidents or tickets.
Reply With Quote
  #23  
Old 09-03-2012, 01:27 PM
jacksonsnorth's Avatar
jacksonsnorth jacksonsnorth is offline
Dodge Ram Forum Senior Member
 
Join Date: Feb 2012
Location: Maine
Age: 57
Posts: 1,300
Gender: Male
Vehicle: 2012 Dodge Ram 1500 QC 4wd
Trim Level: Express
Color: Deep Cherry Red Crystal Pearl
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 0
Rep:69
jacksonsnorth will become famous soon enough
Default

Quote:
Originally Posted by jacksonsnorth View Post
I am 52 yo, no claims in 8 years. I have had no accidents that were my fault, and no claims against me. I pay 708 a year on Allstate full coverage. I have 250 deduct on collision and 100 on comp. I also have my home policy with them too so i get a rate for that.
Most people posting what they pay monthly so mine breaks down to 59 a month.
__________________
The Rammin' Fool from Maine
Stubby Antenna, Bed Net, Toyo Open Country tires, Bilstein 5100 Ride Height adjustable set at 2.1 ..Tow Hooks in house ready for install. More to come!
Reply With Quote
 
  #24  
Old 09-03-2012, 09:22 PM
DaytonaDD DaytonaDD is offline
Dodge Ram Forum Newcomer
 
Join Date: Aug 2012
Location: N Jersey
Age: 31
Posts: 6
Gender: Male
Vehicle: 2005 Dodge Ram
Trim Level: Daytona
Color: Burnt Orange
Engine: 2003-2008 345ci (5.7L) Hemi V8 345hp 375lb/ft
Rep Power: 0
Rep:10
DaytonaDD is on a distinguished road
Default

26, 1 ticket standing, 16pts on current license (yes I m still driving legally) and for full coverage 100/50/100 with a $500 deductible I'm at 280 a month. From jersey too... Go figure that mathematical equation..
Reply With Quote
  #25  
Old 09-05-2012, 04:03 PM
Traker82's Avatar
Traker82 Traker82 is offline
Dodge Ram Forum Senior Member
 
Join Date: Aug 2010
Age: 35
Posts: 111
Gender: Male
Vehicle: 2014
Trim Level: Laramie Longhorn
Color: Western Saddle Brown with a Gold trim
Engine: 2013-20?? 345ci (5.7L) Hemi V8 395hp 410lb/ft
Rep Power: 0
Rep:10
Traker82 is on a distinguished road
Default

Quote:
Originally Posted by DaytonaDD View Post
26, 1 ticket standing, 16pts on current license (yes I m still driving legally) and for full coverage 100/50/100 with a $500 deductible I'm at 280 a month. From jersey too... Go figure that mathematical equation..
I feel your pain, I am in Bergen County NJ, I pay $117/month for full ins; 30 years old and married. Also have a QQ car but that is only $99 a year
Reply With Quote
  #26  
Old 09-06-2012, 12:29 AM
Ramboi92's Avatar
Ramboi92 Ramboi92 is offline
Dodge Ram Forum Junior Member
 
Join Date: Dec 2008
Location: Salt Lake City, Utah
Age: 25
Posts: 45
Gender: Male
Vehicle: 1995 Dodge Ram 1500
Trim Level: Laramie SLT
Color: Pearl Emerald Green
Engine: 1994-2001 318ci (5.2L) Magnum V8 220hp
Rep Power: 0
Rep:13
Ramboi92 is on a distinguished road
Default

20, 3 traffic tickets & 2 wrecks. I just have a '95 ram 1500 and I pay $160/mo.
__________________
Nitto Trail Grapplers wrapped around 18" Mamba M3's. They'll take me anywhere. In 2wd.
Reply With Quote
  #27  
Old 09-06-2012, 02:35 AM
sergiomomesso's Avatar
sergiomomesso sergiomomesso is offline
Dodge Ram Forum Senior Member
 
Join Date: Aug 2012
Location: British Columbia
Age: 38
Posts: 85
Gender: Male
Vehicle: 2012 1500 ram sport
Trim Level: Luxury sport group
Color: black
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 0
Rep:10
sergiomomesso is on a distinguished road
Default

You guys get off way to easy when it comes to cost of insurance in the US. I get 40% discount and still pay 190 a month for my sport ram. Private insurance is not an option here in BC. Everything costs atleast 20% more north of the 49th parralel. I could have saved about 7k if I bought it in Seattle rather than Prince George
__________________
Life is good

Reply With Quote
  #28  
Old 09-06-2012, 07:48 AM
PerfectP PerfectP is offline
Dodge Ram Forum Newcomer
 
Join Date: Jul 2012
Location: Cincinnati
Age: 41
Posts: 10
Gender: Male
Vehicle: 2012
Trim Level: Sport
Color: True Blue Pearl Coat
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 0
Rep:10
PerfectP is on a distinguished road
Default

$68/month for my 2012 with $500 deductible and Gap through Ameriprise (Costco). 36 years old. $48/month for my wife's 2011 Traverse.
Reply With Quote
  #29  
Old 09-06-2012, 03:20 PM
S.C. Express S.C. Express is offline
Dodge Ram Forum Senior Member
 
Join Date: Jul 2012
Location: North Augusta S.C.
Age: 42
Posts: 1,017
Gender: Male
Vehicle: 2012 Ram Express
Trim Level: Express
Color: Silver
Engine: 2009-20?? 345ci (5.7L) Hemi V8 390hp 407lb/ft
Rep Power: 0
Rep:63
S.C. Express will become famous soon enough
Default

Man a lot of you guys are getting off better than me.. I am 37, one speeding ticket over 3 years ago reduced to a 2 pointer. That's it. I am married and have full coverage on my wife's 2003 Jeep Liberty Limited and my 2012 Express. She has no tickets. i drive 20 miles a day for work, she drives 1/2 mile to take kids to school. We pay 165 a month with a $1000 deductible!!! I have shopped around, no one can give me a better rate. Currently using e-surance.. Bad thing is the truck costs me 45 more a month to insure vs. the 2011 Scion Tc I had previously. It was a black 2 door semi-sports coupe.. Fun to drive for a 4 cyl. car with a 6 speed. Anyways, I expected it to stay the same, did not think the truck was going to be that bad to insure. Guess it's time to shop for insurance again.
__________________
Jones MaxFlow 18" muffler swap, Green Performance drop in air filter..
Reply With Quote
  #30  
Old 09-06-2012, 06:35 PM
DaytonaDD DaytonaDD is offline
Dodge Ram Forum Newcomer
 
Join Date: Aug 2012
Location: N Jersey
Age: 31
Posts: 6
Gender: Male
Vehicle: 2005 Dodge Ram
Trim Level: Daytona
Color: Burnt Orange
Engine: 2003-2008 345ci (5.7L) Hemi V8 345hp 375lb/ft
Rep Power: 0
Rep:10
DaytonaDD is on a distinguished road
Default

Quote:
Originally Posted by S.C. Express View Post
Man a lot of you guys are getting off better than me.. I am 37, one speeding ticket over 3 years ago reduced to a 2 pointer. That's it. I am married and have full coverage on my wife's 2003 Jeep Liberty Limited and my 2012 Express. She has no tickets. i drive 20 miles a day for work, she drives 1/2 mile to take kids to school. We pay 165 a month with a $1000 deductible!!! I have shopped around, no one can give me a better rate. Currently using e-surance.. Bad thing is the truck costs me 45 more a month to insure vs. the 2011 Scion Tc I had previously. It was a black 2 door semi-sports coupe.. Fun to drive for a 4 cyl. car with a 6 speed. Anyways, I expected it to stay the same, did not think the truck was going to be that bad to insure. Guess it's time to shop for insurance again.
My previous car was a 03 Civic Si hatch. 2 door 5speed, that was $30 less then my current rates with the Ram. It's kinda lame how a "fast n furious" car that's half the cost of my ram is just thirty dollars shy. With the civic 2yrs ago my insurance was $6000 with a $2000 deductible. Two years and that's my insurance change... Btw ram worth more then civic.
Reply With Quote
Sponsored Links
Advertisement
 
Reply

Bookmarks

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


Advertisement



All times are GMT -4. The time now is 03:43 AM.


vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2018 DragonByte Technologies Ltd.
Copyright © VerticalScope Inc. All rights reserved.
Powered by vBulletin® Version 3.8.10
Copyright ©2000 - 2018, vBulletin Solutions, Inc.
vB.Sponsors