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  #1  
Old 09-07-2012, 10:03 AM
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Default question about title transfers

hey y'all i have a question about title transfers. i want to sell my truck on here or locally because i can most likely get more than a dealer will give me but my question is how does it all work if i don't have the title? i can pay off my truck and get the title but don't want to cough up that much money...just want to know what to expect when i try. thanks!
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Old 09-07-2012, 01:57 PM
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Originally Posted by BlackHemI View Post
hey y'all i have a question about title transfers. i want to sell my truck on here or locally because i can most likely get more than a dealer will give me but my question is how does it all work if i don't have the title? i can pay off my truck and get the title but don't want to cough up that much money...just want to know what to expect when i try. thanks!
The buyer of your truck cuts a check to the Lender that holds the title on your vehicle. The Lender will then (when the funds clear) forward the title to the new owner and will send you the difference between the selling price and the amount owed. Very simple and it's done all the time.
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Old 09-07-2012, 03:26 PM
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hmm that makes sense so correct me if im wrong,

i owe $12.8 i would try to sell for $18-$20. so they write a check for either 18 or 20, ally(finance people) would send him the title and me the $5.8-$7.8 difference in the mail?
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Old 09-07-2012, 06:07 PM
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You can also call your finance company & ask them how it is done, so that all parties are satisfied
You need to have them in the loop, as they are partial owners
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Old 09-08-2012, 07:21 PM
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Good info, thanks y'all
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Old 09-08-2012, 07:52 PM
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Quote:
Originally Posted by GTyankee View Post
You can also call your finance company & ask them how it is done, so that all parties are satisfied
You need to have them in the loop, as they are partial owners
It's actually a good idea to follow GT's advice.

Actually, until the lein on the vehicle is paid in its entirety, then the lender is the sole owner; there is no partial ownership. Navy Federal made this very clear to me many years back.

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  #7  
Old 09-09-2012, 10:58 AM
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Yea thanks grub that's a good point
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