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Dodge Ram 4x4 - Offroad Discussion All about Off-Road in here! From prep to execution! Let us know how you roll Off Road in your Dodge Ram Truck!


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  #41  
Old 10-20-2012, 08:16 AM
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Sorry but that plastic bumper cover doesn't cost $2000. Had my replaced along with the lower grill & everything painted installed etc was under $800. Sounds like you got one over on your insurance company
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  #42  
Old 10-20-2012, 09:07 AM
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bighorn, mind sharing where parts where bought? I'm thinking of doing the conversion...
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  #43  
Old 10-20-2012, 03:21 PM
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When I wrecked my 08 F150 offroad I explained exactly word for word what happened.. I gave them the police report and the tow truck drivers report. Never had a wreck or ticket before. When the insurance got the quote for the bumper, foglights, etc that I busted they said it was a $2500 quote... I was blown away by their quote. I told them I could get a full replacement ranch hand for cheaper.. They told me to send them the part #. They called me 2 weeks later and said the shop they had approved was going to do a ranch hand.. this was insurance's decision not mine.

They had the full report etc. My insurance fully covers me off road. My family owns a large property in Tx for hunting and they have covered any incidents we have had out there, deer, accidents, trees, rocks, etc. Granted, I wasnt purposely off-roading, but it was offroad driving to the ranch house when I wrecked.

I know a guy who got ran into from behind and a ranch hand full replacement was cheaper than a new rear and they approved the ranch hand.

IMO, if the company knows exactly what happened and how it happens, and THEY choose a different bumper than you approve, then I am not going to fight it. As long as it gets fixed..
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  #44  
Old 10-20-2012, 03:26 PM
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Let me clarify, I dont expect them to pay if I purposely wreck it: Jumping, mudding, flooding. But just because I am off road doesnt mean they shouldnt cover it.

Also, I dont expect them to upgrade my truck via bumpers or anything else. But if they will or dont mind than I have no problem with it.
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  #45  
Old 10-20-2012, 08:02 PM
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For real who the hell wouldnt be like "yea after market is cheaper and we all want it because its better." Only a fool would turn that down
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  #46  
Old 10-20-2012, 08:39 PM
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Quote:
Originally Posted by BlackHemI View Post
For real who the hell wouldnt be like "yea after market is cheaper and we all want it because its better." Only a fool would turn that down
I did it years back with my old F150, instead of the Chrome i got the paint ot match one because they were able to get it a little bit cheaper. I think it was junkyard vs new part or something like that.
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  #47  
Old 10-20-2012, 09:50 PM
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Id be happy its fixed period but happier wuth what I wanted
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  #48  
Old 10-21-2012, 12:37 AM
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so when should we expect the updated pics complete with the ram runner bumper?
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  #49  
Old 10-22-2012, 01:12 PM
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Some of you guys can act like real tools sometimes!! Insurance is for ACCIDENTS! Which can occur on, or off road. Highly doubt he went off roading just to find a tree to smash!

For those of you saying, HE did it to his own truck. I'm pretty sure unless your frauding your own insurance by switching seats with a passenger, every accident YOU have EVER had was also YOU doing it to your truck.

He made a decision to drive off the road, in some less than favorable conditions, and accidentally hit a tree.

No different than having to get out during a bad snow storm (less than favorable conditions) to go get the mail, groceries, anything, and running your truck into a ditch!

I don't think you'd be giving him such a hard time if that was the case. He would be getting, 'glad your ok bro!' 'Hope the ram get fixed soon'!! Some people just get jealous to see others having fun in their trucks. They get jealous and want to tell you what you are doing is dumb because they wouldn't personally do it themselves.

But because so many out there are haters, he get bashed for coming up on top during a terrible day we would all be upset about!!!

Then, he's smart enough to replace a sh!t bumper with a Tough, less expensive, way better bumper; pay his deducible, prob get his buddy's window fixed, and get his truck looking better than EVER! Hats off to you Sir!

So get off his NutZ and give him props on the come up and the nice looking ride.

At least he maintains insurance and contributes to society unlike some scum I've seen wheeling! Give the guy a break!

Save some money yourself and go buy your own bumper, or go smash a tree and try this route if your jealous. But stop being so mad about someone else having some good fortune. For real.

Last edited by SwampDonkey2012; 10-22-2012 at 05:00 PM.
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  #50  
Old 10-22-2012, 01:15 PM
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One other thing; you have the right to have it fixed where and how you want. There shouldn't be any 'Talking them into' covering the Ram Runner bumper.

Tell the insurance company to cut you a check for Damages. Go cash it. Get what you want fixed with what parts you choose at the shop of your choice. Done deal.

Last edited by SwampDonkey2012; 10-22-2012 at 05:01 PM.
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