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  #21  
Old 03-07-2013, 11:03 AM
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I had Farmers for thirty years, it just went up and up and I had every single customer discount known to man. I got geico but I have three vehicles, home, and an umbrella policy. My insurance went down $900 a year. Two Challengers and my Ram average $58 a month each, no one can come close to that, same coverage. Geico lets you see what you are paying for online and you can modify your coverage anytime, plus you are not paying a middleman aka agent a commission. If you knew who owned progressive you would not buy from them.
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  #22  
Old 03-07-2013, 02:49 PM
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Quote:
Originally Posted by BCRAM View Post
Don't have a direct answer for the OP but I am curious as to what the insurance rates are in other Canadian Provinces and US states.

On my 2012 QC 4x4 Ram, I payed $1680.00 this year for insurance. This cost is after a 43% safe driver discount (20+ years), anti-theft device discounts etc.

Coverage includes:

Full collision ($300.00 deductible)

Comprehensive coverage ($300.00 deductible): theft, weather related: lightning, windstorm, hail, rising water and fire

3 million liability

Roadstar Package which covers:

- Rental Vehicle coverage—protects you when you're renting a vehicle or using a courtesy car.

- Loss of Use coverage—get a rental vehicle or reimbursement for replacement transportation when your vehicle is getting repaired or until the claim is settled.

- Vehicle Travel Protection—for business trips and vacations.

- Lock Re-Keying—to replace your stolen keys or remote keyless-entry transmitter.

Here in Alberta 2 vehicles full coverage and one PLPD we are roughly 275 a month, thats 2 drivers with 12 years of driving experience each.

The motorcycle is seperate company 300 a year just basic, if I crash ill just fix, cheaper that way

2million on the one because she hauls children in it for a day home and just a million on the others
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  #23  
Old 03-07-2013, 11:11 PM
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$211.00 2013 ram 1500 outdoorsmen 25 years of age full coverage
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  #24  
Old 03-07-2013, 11:32 PM
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I have the long horn insured with State Farm and my policy is 380.43 for six months.
I have a 500 deductible.
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  #25  
Old 03-08-2013, 12:49 AM
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american family! very big comerical full coverage policy with $500 deductible on comp and collision less than $130 a month
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  #26  
Old 03-08-2013, 01:02 AM
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Quote:
Originally Posted by Hermes1 View Post
Never had experience with Geico but why skip Progressive? I have had motorcycles and cars with them and not only has their rates beat other rates I have received, butI have always received good customer service with Progressive.
Because I cannot stand their commercials constantly 24/7. Billboards to tv online radio & on & on... Fire Flo & the gecko!

Never had either of them, so do not know their pricing service etc. However, on a commercial policy for trucking my agent flat out refused to quote Progressive. But commercial is a different segment than personal use.

On a side note, moved a truck a few years ago from commercial to my personal policy. Or at least thought I did. Fifth Third Bank who had a lien on that truck sent a bill immediately stating they had placed a policy on the vehicle to cover them & to pay them $1700 asap. It was my mistake somewhere along the line, but my Country insurance agent back dated a policy to cover me & told fifth third where to stick their policy.
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  #27  
Old 03-08-2013, 01:26 AM
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I pay $1700 yearly for a $1,000,000 combined coverage Commercial Insurance Full Coverage on my '09 Ram

My Harley insurance can't be beat, $200 a year with Uninsured Motorist
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  #28  
Old 03-08-2013, 01:42 AM
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I have a 13 lone star 4wd(big horn) and it costs me $4 a month more than my 09 big horn 2wd. State Farm has given me the best price by a lot over anyone. Not sure how they are outside tx but they are the cheapest national insurance company I have found. Even the AAA guy told me he couldn't come close to what I pay.
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  #29  
Old 03-08-2013, 10:48 AM
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Quote:
Originally Posted by T48 View Post
Because I cannot stand their commercials constantly 24/7. Billboards to tv online radio & on & on... Fire Flo & the gecko!

Never had either of them, so do not know their pricing service etc. However, on a commercial policy for trucking my agent flat out refused to quote Progressive. But commercial is a different segment than personal use.

On a side note, moved a truck a few years ago from commercial to my personal policy. Or at least thought I did. Fifth Third Bank who had a lien on that truck sent a bill immediately stating they had placed a policy on the vehicle to cover them & to pay them $1700 asap. It was my mistake somewhere along the line, but my Country insurance agent back dated a policy to cover me & told fifth third where to stick their policy.
Come on now... you don't like Flo?
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  #30  
Old 03-09-2013, 07:53 PM
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went up about$200 a year to from 2011 wrangler to 2013 ram.that is with allstate.I am stuck with them because they have my homeowners.There are no companies writing new policies for house here on long island.my agent suggested being careful about switching the cars because my homeowners will proably get dropped if I don;t give them all my business.its true,the agent is not lying,I have heard from other people that this can and does happen here.
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