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  #1  
Old 11-02-2014, 01:49 AM
GuerreroE GuerreroE is offline
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Default Insurance rates

Lately I've been thinking of selling my 91 Chevy and getting a 2012 Ram Hemi single cab but first I wanted to know how much I should expect to pay on insurance. So obviously my question is how much do you guys pay for your insurance. The insurance would be under my dads name (for cost reasons)

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Old 11-02-2014, 01:16 AM
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First of all, welcome.
Since you are from California. Your rate will vary, depending on your zip code. Also, it will depend on who your insurance carrier is. Throw in that you are 19, and the whole world of insurance is against you.
May I suggest, that if there is nothing wrong with your truck. That you keep it a few years more. Reason being is that by then hopefully your insurance rates will drop. Providing you don't get into too many driving issues.
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Old 11-03-2014, 09:53 AM
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Since you are insuring it in your dads name assumption is that he has insurance history and is not in the highest risk group(age 16-25). You can be registered as the second driver and that way keep the cost down and at the same time build up your own insurance history.
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Old 11-03-2014, 04:36 PM
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This all depends on what insurance you currently have on the 91 Chevy - I would assume it's pretty low coverage considering how old it is. It also depends on what coverage you want on the Ram you intend to purchase.

But...It's really easy to answer your question. Find the truck you want to buy, find the VIN number if possible (it will make it much easier). Then call your insurance company and ask them to quote it for you. It will only take 5-10 minutes.
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Old 11-03-2014, 04:59 PM
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Of course Age, Driving Record, & Zip Code matter in some States, like California

I am old, i had a good record , & my zip code is not in a bad section of the state

I have a 1 Million dollar full coverage Commercial policy & i pay $1,100 a year
Believe it or not, a million dollar policy just cost a bit more then a regular full coverage policy
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Old 11-03-2014, 06:07 PM
RLM5150 RLM5150 is offline
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Quote:
Originally Posted by joostan View Post
Then call your insurance company and ask them to quote it for you. It will only take 5-10 minutes.
This.

What any of us here pays for insurance means nothing for you and your rates. If you want to know what to expect, call the insurance company and find out.
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