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  #21  
Old 04-26-2013, 12:16 AM
CaptDuff CaptDuff is offline
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Quote:
Originally Posted by nikeman View Post
Do you guys get your own loan? I was letting the dealer find the lowest rate. How do I get a loan quote from ally? They seem to be the best. Are you guys getting fixed loans that can't change? I have the good credit part.

With ally you have to get the dealer to run a credit check for them to determine what % you'll get. I doubt they want to state what other loan rates are when they can get you in the door with a 0% for 84 commercial.

Otherwise most banks have it stated on their websites what their loan rates are, but you have to adjust it if you know your credit rating is worse or bad. If a bank has a better deal, I'd rather do that than ally/dealer financier.
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  #22  
Old 04-26-2013, 12:20 AM
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2.78% for 72 mos....works for me
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  #23  
Old 04-26-2013, 12:38 AM
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72 months @ 1.9% through PNC.
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  #24  
Old 04-26-2013, 03:07 AM
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I belong to a credit union, & my credit rating was not the best
they could not match another credit unions rate of 3.3 %
i paid the loan off in 10 months

next time my loan rate should be even lower
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  #25  
Old 04-26-2013, 02:49 PM
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2.8% 72 months

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  #26  
Old 04-26-2013, 03:04 PM
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2.9% for 60 months through a local CU.
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  #27  
Old 04-27-2013, 09:50 AM
Gonefishn1212 Gonefishn1212 is offline
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Quote:
Originally Posted by nikeman View Post
Do you guys get your own loan? I was letting the dealer find the lowest rate. How do I get a loan quote from ally? They seem to be the best. Are you guys getting fixed loans that can't change? I have the good credit part.
fill out the credit app on line
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  #28  
Old 04-27-2013, 09:52 AM
Gonefishn1212 Gonefishn1212 is offline
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well i got 3.29% and gap insurance was included/free which was good if you put little to no money down on a new loan. from state farm bank
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  #29  
Old 04-27-2013, 10:07 AM
awturbosp awturbosp is offline
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.99 for 72 through Credit Union. Wish I had known about Ally!
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  #30  
Old 04-27-2013, 11:03 AM
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Im in the market for a ram and asked.dealer what rates are right now. Rates are 2.9% x 36 mo. 3.9 x 48 mo.4.9 x 60 mo. and 6.9 x 72 mo...

Turned me off completely.
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