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  #1  
Old 05-18-2013, 08:24 PM
nikeman nikeman is offline
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Default Penfed finance

I just googled best auto loan rates and PenFed popped up and has 1.74% for 72 months. Anyone know anything about them or how I can use them for my loan? Do I have to be a member of something or can anyone use them? 1.74% sounds great to me! Can I just ask my dealer to look at them for me?
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Old 05-18-2013, 08:37 PM
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PenFed Banking & Investing | Mortgages, Car Loans, Credit Cards ...
https://www.penfed.org/‎
A non-profit financial institution that offers personal financial services to Pentagon employees, Army and Air Force personnel, and their families.

Credit Unions always have the best rates
most of them are always looking for new members

My Credit Union is for University & State Employees & they let anyone join

as a side note, i asked the Dealership to check with the Credit Unions & they said that they always did
A different Credit Union then my own, came in with the lowest rates & my Credit Union could not quite match it
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Last edited by GTyankee; 05-18-2013 at 08:44 PM.
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Old 05-18-2013, 09:00 PM
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So I have to be military to use PenFed? My dad is Dod and my brother inlaw is Air Force. Does that allow me to use them?
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Old 05-19-2013, 04:33 AM
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Go to their site and check it out. Anyone can join if you do a one time $20 donation to the National Military Family Assoc. or a one time $15 donation to the Voices for Americas Troops.

I joined thru the first one I listed.

Have had several loans with them over the years. Great to work with and very good rates.
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Old 05-19-2013, 04:42 AM
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Quote:
Originally Posted by 05btdvw View Post
Go to their site and check it out. Anyone can join if you do a one time $20 donation to the National Military Family Assoc. or a one time $15 donation to the Voices for Americas Troops.

I joined thru the first one I listed.

Have had several loans with them over the years. Great to work with and very good rates.
So you Drive and Audi, are on a Dodge site, giving information about a credit union. I LOVE the internet!!!!! Good info and thank you
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Old 05-19-2013, 07:59 AM
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Does joining affect your credit and after the donation does it cost anything else to be a member? How long does it take to join and get a finance rate? I'd like to join and apply just before my truck comes in so more credit checks won't have to be done afterwards.
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Old 05-19-2013, 10:25 AM
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I used PenFed for my current truck. A great credit union for the most part.
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Old 05-19-2013, 11:04 AM
ShaneDiddy ShaneDiddy is offline
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I like them alot and have used them for my auto loans...even was able to refianance one for 1.49% with them once. And i plan on applying for that 1.75 for my new Ram if it gets here in time.
I always apply online and it is quick and easy....they send a check in the mail shortly after.
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Old 05-19-2013, 12:19 PM
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Quote:
Originally Posted by nikeman View Post
I just googled best auto loan rates and PenFed popped up and has 1.74% for 72 months. Anyone know anything about them or how I can use them for my loan? Do I have to be a member of something or can anyone use them? 1.74% sounds great to me! Can I just ask my dealer to look at them for me?
You have to be military to use them. I used Navy Federal, you have to be military or DoD also, but if you are over a certain rank (E7) then you get a 1.00% discount, so my loan was 0.49%. Your dad could join then you would be able to use them. Or you could just join the military
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Old 05-19-2013, 03:35 PM
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Quote:
Originally Posted by madhatr02 View Post
So you Drive and Audi, are on a Dodge site, giving information about a credit union. I LOVE the internet!!!!! Good info and thank you
Haha, yes the Audi for now. Guess I should've shown some sort of future Ram thing there

Wife and I are getting ready to get back into the camping scene so have been religiously following the '13 Ram 3500.

Before the Ram debut at the Texas fair in Sept., I was "for sure" going to get a GMC Denali Duramax combo. Never was a Dodge/Ram person. Boy, has that changed.

And to the OP, check out PenFed, they are great.

Last edited by 05btdvw; 05-19-2013 at 03:46 PM.
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