I just thought I'd share this and see if it helps anyone else out.
So I had to update my insurance policy to the minimum required for the lease. I was carrying $25/$50k bodily injury and Uninsured/Underinsured. I wanted to increase the coverage, but was afraid of increasing the premiums. I carry a $50 deductible for comprehensive and didn't want to change that to accomodate the higher policy limits.
Chrysler requires $100k/$300k so I was dreading making the change.
I called 21st Century and made the updates. I asked how much more I was going to pay and the service rep said my rate went DOWN $35 over my 6 month policy. It's not much, but I was so shocked to get 4x more coverage for less money. She said often if someone carries more insurance, the rates go down.