Greetings... First of all your truck is really great looking. I love the Red by itself (no 2-tone) It looks awesome.
My wife recently bought a 2010 Jeep back in Dec. And the finance manager (as they call them) was able to sell her all sorts of stuff. Its one thing to extend a warranty, especially if you are going to drive your truck... But she puts on all of 3,000 miles a year if she is lucky.
Key Replacement protection
Tire / Wheel Protection
and something else stupid I dont recall.
Individually they made it out to be so expensive but if you buy the package of all 5 things... you were saving like $2500. And even then the whole package was like $4000. They are slick.. and break it down as part of your monthly payment... Oh its only a few dollars more on your payment etc.
Even with leases they try that B.S. And every time I get a new car... I tell the salesman... Im going to take this deal.. but I have one condition... The finance manager can not try to sell me something im not going to buy and waste 2 hours of my time trying to explain why I need it.
Tried this with my Wifes car but i got there late and she was already sitting with him and basically sold her on everything.
Extended warranty... Like I said.. if you are going to drive it... Fine I can certainly understand getting that.
Lo-Jack... This Is the only thing i would recommend getting and you can buy it outside the dealership. You can get it at various locations. Contact lo-jack if you are really interested in it prior to buying it from the dealer. The lo-jack device and install is the same regardless of where you buy it so why not save $100 if you can.
Key Replacement... This is a joke. They sit there and tell you... Oh you got a special key with a chip, the key costs $350 to replace it... then the programming fee here at the dealership of $80 blah blah blah So its better off to get the protection plan for their $399. Out of all the cars I leased and owned I lost 1 key... to my 2004 Durango. lost it fishin. But I had a Spare!!! they give you 2 keys!! Duhh! Then I was able to find a duplicate key on ebay for all of $38. Went to a local Locksmith and they were able to cut the key for a couple of dollars. So I would have to lose my key like 10 times in order to make the replacement key protection worth it. And if I loose my keys that much... hell I should be taking the bus, because Im too irresponsible to get behind the wheel of a car. LOL
Tire, Wheel Protection... Another joke... It protects you for this and that.. your tires on your car cost you $500 if we were to get them for you and install. KEY TERM!!! If WE were to get them and install it... Not if the local Tire Guy does it... then it costs what? at most... $150 for a factory tire. Most Ram owners change their tires or wheels at some point anyway... so what good is it?
Okay, so if you are going to keep factory wheels and tires and if you like driving in pot holes deliberately... and you cant park and hit curbs all day long... then you need the protection. Otherwise the chance that you are going to cause enough damage in the life-time of the protection to make the protection pay for itself is what? A million to one. Better off staying away from it.
Paint sealant... in 1997 Dodge was one of the first to offer a 7 layer paint process and then a clear coat to protect the paint. Prior to then... I have seen cars (neighbors' 1994 Shadow) burgandy paint fade away. He still has it and it runs... with over 100,000 miles but it is mostly grey now. He refuses to repaint it. Now I also see 1998 durangos still on the road today... and paint looks very good... thats 13 years.... and without flaws. So what paint sealant are they putting on?t that is going to improve the paint? Wax? For several $100? Not worth it. Give me a couple of $100 and I will wax your car for you myself.
Undercoating I cant reply to... because I dont know anything about it. There were a few discussions recently in one of the forumz. there are different methods and different reasons for it. So one would want to research tehir driving conditions, their location etc and take all that into account. If you live in cold climate and the township or city salts streets or you live near the ocean etc. Lots of things can determine if you need undercoating or not.
Fabric protection... Are you referring to stains etc? If you have a dog like I do... and dark interior... Not an issue. If you have the sloppiest kids and dark interior... not an issue. Pretty much with the dark fabric... the fabric is so tightly woven and already has repellents and stuff as part of the manufacturing process. Try spilling a cup of water on your new seats... it beads up... why? because the fabric already has some protection. Will it be protected from everything? probably not... however the things that it will not be protected by... can probably be cleaned up with a DIY product or by a shop for far less then what the protection costs.
On the otherhand... if you are going to use this truck for work, especially carrying day laborers or equipment in the cab... Then I would think it makes sense.
If the fabric coverage covers rips and tears... READ IT CAREFULLY. No one warranties fabrics from unnatural rips and tears regardless of what the product is. You placing a saw in the back of the truck on the seat... pulling it out and maybe a splinter of metal caught the fabric... you yank it and it tears... do you think they will come and re-upholster that for you for free? Do you think you get a cigarette burn or spilled some nasty chemical on it, they will replace it? NOT The only thing that is covered is the fabric ripping and tearing on its own. That does not happen.
Lay a t-shirt on the bed... get a chair and a beer. And another beer and another... another... another. Druck as sh*t that shirt did not start ripping itself apart did it? You may be drunk enough were it waved and said hello... but it did not rip! LOL
Remember.... most of the stuff a dealer sells you is a product or service that can be purchased anywhere at a greater reduced price. Just like the price of a car... there is the sticker price.. the so called invoice price and the special below invoice price. then there are bout 3-4 other price levels. Even though we think we know what the dealer pays for it... Unless you are a Sales manager for a dealer you will never know... and if there are any sales managers on this site they will attest they have to sign a Gag agreement. Everything the dealers sells has GROSS PROFIT MARGINS because they know they are going to get chewed down.
My advice to anyone getting a new car... if you are considering these "add ons" that are one-time buy-now products and services... do your homework first... and walk in there with the best deals you find... and tell them to match it. And most will. because a small bite of a meatball hero is better then getting nothing and watching someone else eat it.
Sorry for running on with the long reply.