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  #1  
Old 11-03-2010, 05:20 PM
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Default My truck got hit yesterday.

So after school yesterday I was sitting in my friends truck and talking then I jumped out and started walking to my truck. I see my friend jump out my truck and say "dude wesley just hit you" I was like what? Then I looked at my truck and saw the damage. Then I looked over and saw the kid leaving. So I jumped in my truck flew out the parking lot then drove through someones yard and pulled in front of him and threw my truck in park. I jump out and just exploded. I was yelling at him and I started getting madder and madder. Eventually my friend had to pull me away because I was about to hit the kid because he was acting stupid. Anyways, I told him to go home and talk to his parents and I would call him. So his dad came to my house and looked at my truck and tried saying that the damage didn't match up.(which is bullshit) I want to keep insurance out of it because I am on liability insurance and I don't have to pay anything right now besides a portion of my dads insurance on the truck. My truck was off and in park, so would I have to start paying the insurance if we got them involved? What should I do with the situation? Thanks for y'alls input, Dillon.


Here are the pictures. They were taken with my phone and it's hard to see. The damage isn't too bad, but it's the worst on my truck. He dented and scratched my door panel, and dented and scratched my quarter panel. And scratched my chrome bumper.



He almost debadged it for me lol.






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Old 11-03-2010, 05:37 PM
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Man that really sucks, sorry to hear this! So basically they're (him and his dad) denying this? Sounds to me like somebody needs to start cutting some grass or somehow coming up with some money to pay for the damage to your truck. You know anyone who would do a good job and not charge an arm and a leg to fix it? What are your parents saying about it?

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Old 11-03-2010, 05:43 PM
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My parent's aren't mad at me, they just want to get it fixed. I have a guy that will do it for about half price, but I'm not paying for this. Basically they are trying to say there was no damage, but he hit me. Which makes no sense.
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Old 11-03-2010, 05:54 PM
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***this is not legal advice***

In CA what you described is a 20002 CVC (or a hit and run). This would mean that he could face a misdemeanor charges. If your friend witnessed the incident and is willing to testify then you have a fairly strong case. I am not saying you need to go criminal (in fact if you choose this route 9/10 we resolve it civilly anyway and make both parties exchange insurance) but just know it is an option (depending on your state law). If the other party refuses to provide insurance information and you decide to not go criminal against them then you are in a civil situation (he said/he said). Your word against his. Your best option there is to file a civil suit against him. It can take months to years to reach a settlement. Even then its just a court order that he SHALL pay you a certain amount. If he does not then they can garnish his wages etc.

My best advice would be to suck it up and do the right thing....exchange insurance information (required by law in CA) and let them handle it. That is why we pay for insurance every month! It is their job to determine who is most at fault in an accident and provide compensation to fix it accordingly.

Hope this helps and good luck. ***not legal advice***
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Old 11-03-2010, 06:06 PM
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Sorry that your truck got hit. What you need to do is go and try and get the information from the driver on what insurance company he has. If you get no results go to your nearest Police Dept with the plate # to the vehicle that hit you and tell them what happened and that at this time you dont want to file a police report but just need the insurance to the other drivers vehicle. When you get it call his insurance company and tell them what happened and you have a witness to the accident. They might tell you they will need a Police report. First off your vehicle was parked and not moving. Second that driver could be charged with leaving the scene of a vehicle accident and failed to give his information. If you get no satisfaction with his insurance company then you need to go and file a Police report and make sure you have all the information for the witness so it can be added onto the accident report. Then go and file a small claims action against the driver. When you go to court make sure your witness goes with you and you have the accident report with you.Get 3 estimates. Good luck....
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Old 11-03-2010, 06:14 PM
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I would suggest going to your local police dept and filing a report. Not sure of your local laws, but most places that will be considered a hit and run. You may also be able to check nearby surveillance cameras to see if it recorded the incident. So go look around the area it happened and see if there are any cameras. Most schools and businesses have outside video, so you may just be in luck.
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Old 11-03-2010, 06:20 PM
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I already checked the security camera's and none of them saw it, but I have more witnesses now. I would like to solve it civilly, but if he doesn't comply then I will get the insurance and police involved. We are meeting with him and his parents this weekend, so I will keep y'all posted. Thanks for all the advice.
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Old 11-03-2010, 07:08 PM
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Man that sucks, sorry to see the damage to your truck.

Normally, the way it works is you report it to your insurance and they go after the person that hit you, either their insurance or them personally.

You will need witness statements since you have delayed in reporting it this long and they are denying the incident.

Your insurance should not change in cost because you were not at fault.
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Old 11-03-2010, 07:22 PM
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i dont know how it is there but here if your in a parking lot and it is private property nobody will be charged at fault you have to pay your own bill to fix it .here you dont need insurance a driver lic or regastration because you are on private property .i got hit in a gas station and cops came and said sorry nothing we can do the guy did not even have a lic the cops let him go but waited till he left then pulled him over for no lic had to be on a city street
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Old 11-03-2010, 11:07 PM
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Thanks for the advice guys.
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