So i bought my 2011 Ram Feb 17 of this year. It is now May 12 and the dealership still has not paid off the car i traded in. Is there any type of action I can take? I ask because i'm still getting notices and phone calls from the bank i financed my trade in saying I owe them last 3 months of payments even though they know i traded in my car. I got a call today from them stating that if they don't get the payoff in the next week or so they will repossess the car from the dealership and it will affect my credit? Anything i can do????