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Thinking about getting a cummins, was thinking about different expenses i will have. How much do some of you guys pay for insurance on your 4th gen?
 

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Insurance has more to do with your driving record and the area you live in so what I pay may not be close to what you pay. I have an ecodiesel 1500 Classic and where I live I pay around $900 to a $1,000 dollars a year, but my wife's Honda Civic is just about the same price within a few dollars and we both have clean driving records.
 

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I have a 2016 Ram 1500, i don't know what regular insurance cost, i use mine for business & pleasure, so i have to have Commercial Insurance
I carry Full coverage Commercial Auto Insurance, covered for $ 750,000 with $2500 deductible, $ 4,432 a year
Then i have Commercial Liability, it is also for $ 750,000 with $ 500 deductible, $ 1,450 a year
I don't remember what normal insurance would cost, but it is still high in California
 

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19 RAM 1500 5.7 Etorque. Falcon Wildpeak AT3W/ JMS PedalMax/weatherTech TechLiner/Gator Quad fold
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Too many variables to consider. You need to get your own quote from a few different insurance companies.
 

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That's for sure! When I took my driver's test, I asked my friends about their insurance companies and how much they charge. Then, when I got my license and bought a car, I went to the insurance company and found that they had different rates for beginners. Two years later, the numbers were completely different. It's really not that big of a deal to find good insurance. I personally only had to read a few reviews on https://joywallet.com/review-of-progressive/ to find the right one for me. The simple fact is that insurance is given according to many factors.
 

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I pay less for my 2012 2500 4wd then I did for my 09 cummins 2wd. Go figure. I think they use a spinning wheel and wherever it lands.
 

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19 RAM 1500 5.7 Etorque. Falcon Wildpeak AT3W/ JMS PedalMax/weatherTech TechLiner/Gator Quad fold
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I live in Vegas. I was paying $96 per month (full coverage) 2019 RAM Hemi Etorque 4wd new body. Buuut I'm also 32, clean record and $1,000 deductible...
 

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Ram 1500 4x4 SXT 5.7L
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$160/month here in Canada. 2mil liability $500 deducts across the board including 10,000km commercial and 10,000km personal kms a year.
 

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Thinking about getting a cummins, was thinking about different expenses i will have. How much do some of you guys pay for insurance on your 4th gen?
It totally depends on which model do you own and your past record, insurance companies charge differently according to the driver's past record. One of the important factors is where do you live as well, you can select the best insurance company by reading online reviews.
 
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